If I take out an equity release scheme, do I risk losing my home?

No. For a lifetim mortgage the amount of money you borrow against the value of your home, plus any rolled-up interest, can never go above the value of the property – when it is sold at the end of your plan – due to the No Negative Equity Guarantee.

It is worth nothing that with a Home Reversion Plan* you do sell a percentage of your home.


*We do not provide advice on Home Reversion Plans.

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