What criteria do I have to satisfy for Equity Release?

Lifetime mortgages are suitable for individuals or couples who own their own home which is their main residential property. To qualify for a lifetime mortgage, you need to be aged 55 and over. If you are taking out the plan with your partner, then the age of the youngest borrower must be at least 55. For a home reversion plans you must be a minimum of 60 years old. A valuation will form part of the application process to establish if the property is suitable as security.

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